by Gary Foreman of The
Dollar Stretcher
gary@stretcher.com
Each year criminals steal tens of billions of dollars from
our homes and cars. This year we can expect over two million
burglaries in the U.S. Sure you carry homeowner's and auto theft
insurance. Even so, if someone steals your stuff you'll still
lose time and some money. So let's take a look at burglary
prevention. We'll focus on how to keep it from happening and
will leave how to collect on insurance and get your things back
for another time.
Police stress two things in crime prevention. Make it hard
for the thief to enter your house and take your things. And also
make it easy for him to get caught in the process of the theft
or trying to sell your property.
It's important to be able to see your house from the street.
Burglars don't want people to see them prying open a door or
window. That means that you should trim bushes and shrubs so
that people walking or driving by can get a clear view of your
home. Yes, you'll give up a little privacy. But it could be a
reasonable price to pay.
Avoid making announcements that invite burglars. Don't leave
attractive items (bikes, etc.) outside where they'll attract
thieves. Boxes from recently purchased computers, TV's and
electronics put out on trash day let everyone know that you have
new goodies inside. Cut the boxes into pieces small enough to
fit inside your trash can so the thieves won't know your
business.
Lighting is the cheapest form of prevention. There's a reason
the bad guys like the dark. They don't want to be seen and
identified. Cost is not an excuse for a lack of lighting outside
your home. In most parts of the U.S. you can leave a 100 watt
bulb burning for 10 hours for less than a penny. So for less
than a nickel a night you'll have light all around your home.
And if the thought of leaving lights burning all night is just
too much to bear, you can buy lights with motion detectors.
The police believe that if you can delay a burglar's entry by
as little as four minutes that they'll move on to an easier
target. Burglars know that to avoid getting caught it's
important to get in quickly and quietly. Approximately one third
of all burglaries occur through unlocked doors or windows. That
sure makes for a quick and easy entrance.
Make sure that your exterior doors really are secure. They
should be metal or have a solid wood core. Hollow wooden doors
are not safe. Never leave spare keys near the lock they open.
If your hinge pins are on the outside, you need to take
special steps to keep the bad guys from removing the pins and
then just taking the door out of the frame. Special hinges are
available or you can install a pin that will prevent the door
from being lifted out.
A deadbolt is an important tool in keeping doors secure.
Every outside door should be fitted with a deadbolt. The best
ones for crime prevention require a key to unlock them from
either side. But remember to keep the key handy from the inside
so that someone can get out quickly in case of a fire.
Sliding glass doors are a common entry point for burglars.
Often they're behind a home and out of sight. Tracks are often
loose and allow locks to be easily defeated. A pin inserted
through a matching hole in the door and frame from the inside
can be sufficient to keep the door from being jimmied. Or a
piece of dowel rod can be laid in the bottom track to prevent
the door from opening. Other fancier locks are also available.
Remember to lock your doors and windows even when you're
home. In some places one third of the robberies take place while
someone is home. Stumbling across a surprised thief can be very
dangerous.
Alarms are becoming increasingly popular. And a wide range
are available. Most residential units make a loud noise if
triggered. Some activate lights or automatically notify the
police. An alarm system doesn't need to be fancy to be
effective. Anything that brings attention to the burglar's
actions should be enough to scare them off. If you do install an
alarm, check with your insurance company. Many offer rate
reductions.
Get in the habit of locking doors and windows before you
leave the house. Activate your alarm if you have one. Follow the
same pattern every time you leave so you don't forget anything.
Burglars often use an attached garage to enter a home. It can
be much easier for them. Once he's inside the garage the thief
can take his time defeating any lock on the door that leads
inside your residence. Since they're hidden from view it's
unlikely they'll attract any attention.
If you're going to be away overnight or longer, you want to
make it appear like you're still home. Naturally you'll want to
have the mail and newspaper deliveries stopped. Set timers
inside the house to turn on televisions, radios and lamps at
different times of the day. Ask a neighbor to park their second
car in your driveway.
You can help to prevent property crimes. About two thirds of
all burglaries take place in homes or apartments. In 1992 the
average amount stolen in a burglary was $1,215. The good news is
that since 1988 the number of burglaries dropped 7%. Burglars
are looking for an easy target. Don't be one.
Gary Foreman has worked as a Certified Financial Planner and
purchasing manager. He currently edits The Dollar Stretcher
newsletter and web site